Albers' Services Overview


Strategic Planning

·      150-day Renewal Planning Calendar

·      Demographic analysis

·      Multi-year cost projections, based on historic costs analysis

·      Benchmark analysis by type of industry, # of employees, regional and state parameters

·      Plan design & contribution modeling

·      Employee surveys

·      Benefits committees



Workplace Benefits Reimagined  



Group Insurance

·          Medical, Dental & Vision

·          Life & Disability

·          Voluntary Insurances

·          Long Term Care


Financial Services

·          401(k), 403(b) Plans

·          Investment Advisory Services

·          Wealth Management

·          Business Continuation



Human Resources

·       Full-Service Consulting

·       Supplemental Support

·          Special Projects


Specialized Employer Benefits

·          Self-Funding

·          Wellness

·          Data Analytics and Disease Management



Benefits Administration

·          Payroll & HRIS Vendor Analysis, Discounts

·          Online Enrollment

·          COBRA, HIPAA Administration



Individual Insurance

·          Medical & Dental

·          Life & Disability

·          Long Term Care

·          Medicare







with Accountability

 Cost Control & Efficiency


·      Marketplace bidding & analysis

·      Alternative funding analysis including  self-funding

·      Liability analysis and reporting (for alternative funding)

·      HR technology analysis & implementation

·      Payroll & HRIS vendor solutions

·      Wellness planning





·      Client-specific Health Care Reform Strategy

·      HR self-service compliance library

·      Compliance alerts

·      Employee benefits compliance audit

·      Tools & training: COBRA, FMLA, HIPAA, ERISA, etc.

·      Reporting: CMS & 5500

·      Employee benefits attorney on staff

·      Fiduciary audit (retirement plans)



Employee Advocacy

·      Employee Service Advocate Program (ESAP)

·      ESAP ID cards

·      Eligibility, benefits and claims advocacy

·      Retirement transition (or termination) support services



Communication & Comprehension


·      Communication campaigns designed to meet strategic objectives

·      Web portal for employee access; the Employee Benefit Center

·      Annual plan implementation and education: open enrollment materials and “hosted” employee meetings

·      Establishment of benefit plan branding

·      Communications in various formats - electronic, paper, web-based

·      Employee total compensation benefit statements



Group Retirement Plan Management

·      Vendor RFP analysis

·      Investment advisory services

·      Retirement/investment committee consultation

·      Fiduciary audit with a fiduciary process review

·      Retirement plan X-Ray

·      Participant financial consultations can include one-on-one financial planning with employees



Executive Suite

·      Business transition planning

·      Executive deferred compensation

·      Executive long term care 

·      409A+ plan design and implementation



Albers & Company is part of a family of companies that includes The Wilson Agency and ConnectHR. Together we provide clients complete solutions through our Health & Welfare, Retirement and comprehensive HR Services. 

Securities and Advisory Services offered through KMS Financial Service.  Member FINRA, SIPC & MSRB

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